2. Additional Standard Deduction for Seniors
If you’re 65 or older, you automatically qualify for a higher standard deduction, which reduces your taxable income without needing to itemize.
For 2025:
- +$2,000 (single filers)
- +$1,600 per spouse (married couples)
This is on top of the regular standard deduction, meaning seniors can shield more income from taxes.
Example: A married couple over 65 could deduct:
- Base standard deduction
- PLUS senior additions
- PLUS the new $12,000 bonus deduction
Result: Tens of thousands in income potentially not taxed at all
