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13 Senior Discounts Most Retirees Don’t Know They Qualify For

March 5, 2026 · By Retirees in USA Editorial Team · RETIREES' TOP CHOICES
Close-up of a senior's hands and reading glasses on a Medicare handbook with colorful tabs.
A senior reviews a Medicare handbook with sticky notes to find essential health and pharmacy discounts.

Health & Pharmacy Discounts

8. SHIP—Free Medicare Counseling

Discount: Free, unbiased Medicare counseling from a certified advisor—could save thousands in plan selection errors

Where: State Health Insurance Assistance Program (SHIP)—find your local counselor at shiphelp.org
Pro tip: This is one of the most valuable and least-used free services available to Medicare-eligible retirees. A SHIP counselor can review your specific situation and help you choose the right Medicare plan—at no cost and with no sales pressure.

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