Financial & Tax Discounts
11. IRS Free File & VITA Tax Preparation
Discount: Free federal and state tax return preparation—saves $150–$400 in tax prep fees annually
Where: IRS Free File at irs.gov/e-file-do-your-taxes-for-free for incomes under $79,000; VITA (Volunteer Income Tax Assistance) for in-person free help
Pro tip: The VITA program is especially valuable for retirees with Social Security, pension, and investment income—situations that many tax software programs handle clumsily. VITA volunteers are IRS-certified, and the service is completely free.
12. Property Tax Exemptions & Freezes for Seniors
Discount: Varies widely by state and county—can reduce property tax bills by hundreds to thousands per year
Where: Your county tax assessor’s office—every state has some version of this program
Pro tip: This is one of the most overlooked financial benefits for retirees who own their home. Many states freeze property tax assessments for seniors over a certain age or income threshold. You must apply—it is never applied automatically. Search ‘[your county] senior property tax exemption’ to find your local program.
