5. Abilene, Texas
For retirees seeking a warm climate and a distinctly Western flavor, Abilene is a hidden gem. Texas famously levies zero state income tax, meaning every dollar of your Social Security and retirement account withdrawals stays in your pocket.
While property taxes in Texas can be high, Abilene’s exceptionally low housing prices offset this, making it easy to keep your total monthly housing costs manageable.
Abilene is home to a strong military community thanks to Dyess Air Force Base, making it an ideal landing spot for veterans seeking affordable access to base amenities.
The community is tight-knit, the winters are mild, and Hendrick Health provides a comprehensive network of hospitals and clinics catering heavily to the senior population.
