7. On Top of the World, Ocala, Florida: Unmatched Value

Consistently ranking as one of the best retirement communities USA buyers can invest in, On Top of the World in Central Florida delivers luxury amenities at an impressively accessible price point. Located in Marion County—known as the horse capital of the world—the community avoids the severe congestion found in coastal Florida towns.

The community is renowned for its lifelong learning program, Master the Possibilities, which offers over 1,000 classes annually on everything from art history to computer programming. Alongside the intellectual pursuits, residents have access to three golf courses, immense RC (radio-controlled) airplane flying fields, and expansive dog parks. The homes are built with advanced energy-efficient materials, keeping utility costs wonderfully low.